Client Review

Did you know?

Employment Tribunals can award up to 25% more compensation to you if they think your employer failed to reasonably follow set guidelines.

In a disciplinary?

Your employer must give you the right to take a third party to your hearing, either another employee at your company or a trade union representative.

More help.

At Marchant Cambridge we can help prepare you for your disciplinay hearing, giving you advice on what to say and when.

Mis-sold Payment Protection Insurance.

Many people have already been successful in claiming back their mis-sold Payment Protection Insurance, could you be next?

If you have taken out a loan with any high street bank, taken out a hire purchase agreement or even opened a credit card, then it is likely that you also took out payment protection insurance with it. If this is the case then you may be entitled to compensation.

The reason why this can be reclaimed is because in the majority of cases the insurance was mis-sold. Many people were not aware that this insurance was optional and often thought that they wouldn’t get the loan if they didn’t take the insurance out. Sometimes it was added without the knowledge or permission of the borrower.

The purpose of Payment Protection Insurance is to cover the payments you have to make on a loan or credit card when you are unable to keep them up due to sickness, unemployment etc. There are many situations when this insurance doesn’t actually provide the cover you need. For example, if you were unemployed, retired or even self employed at the time of taking out the policy you are ineligible to make a claim on this policy which makes it a total waste of time and money for you.

Less than 5% of all policies are ever actually claimed against which reinforces the message the most.

What does it cost me?

We willl conduct a free no obligation Credit Review to see if there are any area's we can take action in, should there be a case and you agree we will then process your claim then we do not charge any upfront fees, however should we decide that there is no claim we will tell you straight away. If you decide to proceed and your claim is successful then we charge you 25% of the amount of any benefit you receive. The point of how we operate is that you are never worse of as your current situation and our only intention is to put you in a better financial position.

How do I go about claiming back PPI?

Go to our Apply Online page and fill the form in and we will call you back, alternatively call us on the number above and speak to one of our experienced, friendly and helpful team. We will send you a form out to fil in and send back, from then on we look after the whole process to keep things as simple as possible.

Management and representatives who might have to deal with grievances should be trained for the task. Such training should focus on interpersonal skills, and should also include familiarisation with your grievance procedures and their operation.