Credit-Card Charges

Many Credit Card lenders over charged their customers, could you get these charges back?

Consumer Law states that any charges credit card providers levy on their customers must be proportional to the actual costs incurred by the company.

The simple question is does it really cost the card provider £35 to send an automated letter when someone goes 1p over their limit? Being fined for going over your credit card limit is not allowed but these charges feel like fines and because of the way they are now perceived and because the fee cannot be proven to be fair, this is why they can be reclaimed. The Office of Fair Trading has suggested that the correct figure should be in the region of £12.00. We can try to reclaim these charges over £12.00 as well as older ones - up to 6 years of charges! This is excluding any contractual interest + statutory compensation we can recover. A typical claim for £600.00 in charges could see the claimant recover over £1000.00 with interest and compensation.

If you answer yes to any of the following questions then contact us now to see if we can help reclaim your charges:

   • Have you ever been charged for exceeding your credit limit?
   • Have you ever missed a payment and as a result been charged?
   • Have you had a payment bounce?
   • Have you paid payment protection insurance (also known as credit protection)?

What does it cost me?

We willl conduct a free no obligation Credit Review to see if there are any area's we can take action in. If there is a case and you want us to proceed then we don't charge a fee to process your claim, however should we decide that there is no claim we will tell you straight away. Once agreed we then negotiate with your lender to recover your mis sold PPI. If your claim is successful then we charge you 25% of the amount of any benefit you receive. The point of how we operate is that you are never worse of as your current situation and our only intention is to put you in a better financial position.

How do I go about claiming back Credit Card Charges?

Go to our Apply Online page and fill the form in and we will call you back, alternatively call us on the number above and speak to one of our experienced, friendly and helpful team. We will send you a form out to fil in and send back, from then on we look after the whole process to keep things as simple as possible.

Our team of experienced professionals are discreet and confidential...

Talk to Our Team Today.

Let us help you to see if you can claim...